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There is a variety of Government Assistance Programs available, one or even several of them might be the right ones for YOU! Please do yourself a favor and inquire at one of our offices!
Here are some examples:
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Federal Tax Rebates | |
| The Federal Government supports a program for home buyers who have not owned a home in 3 years, that gives them tax rebates that could add up to $25,000. (detailed information)
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First Time Homebuyer Bond Money | |
| First time home buyers or buyers who haven't owned a home in 3 years can be eligible for interest rates as low as 4.25%. (detailed information)
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Zero Move-In Costs | |
| There is a program available that will allow you to buy a new $125,000 home in the Austin vicinity at Zero move-in
cost and there are no income limits. (detailed information)
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Down Payment Assistance | |
| First time homebuyers (those who have not owned a home in three years or more) may be entitled to a non-interest bearing loan from half of the buyer's down payment to 100% of the buyer's down payment, enabling the buyer to purchase with absolutely no money out-of pocket. (detailed information)
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Zero Down Financing | |
| Down payment and closing costs can be rolled into the principal of the loan. That could give you a Zero $ down payment financing. (detailed information)
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Low Interest Home Improvement | |
| The City of Austin Electric Company has a program, that allows home owners to borrow up to $10,000 for home improvements at 0% interest rate. (detailed information)
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FHA Approval | |
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The Federal Housing Administration has a program that can approve a buyer for a home improvement loan even
before purchasing a home. (detailed information)
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Mortgage Credit Certificates | |
| The buyer is eligible for an income tax credit equal to 1/4 of all interest paid on the mortgage, with savings of up to $150 a month, for a total savings of $35,000 or more! This program is limited to qualified buyers who have not owned a home in 3 years. (detailed information)
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Targeted Area Down Payment Assistance | |
| Qualified first time homebuyers who purchase a new home in specified areas may receive a gift and/or loan of up to $8,000 from the Texas State Affordable Housing Corporation for closing costs and down payment assistance, provided funds are available. (detailed information)
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USDA Home Loans | |
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This program is for first time homeowners earning less than $45,000 per year (family of two) or $56,000 per year (family of four) and combines low interest rates & "no money down" features for new energy efficient homes in rural areas. (detailed information)
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